Archive for the 'Life Insurance' Category

Top Term Life Insurance Companies In The United States

These ratings are quoted from actual shoppers of term insurance policies.
Name of  Term Life Insurance Company

ING ReliaStar Life Insurance Company
American General Life
Banner Life Insurance Company
Transamerica Life Insurance Company
West Coast Life Insurance Company
Lincoln National Life Insurance Company
ING ReliaStar Life of New York
Genworth Life and Annuity Insurance Company
Genworth Life Insurance Company Of NY*
Protective Life Insurance Company

* Known [...]

Q&A: Can I purchase term life insurance while awaiting a universal policy?

Question by James L:
I recently applied for universal life insurance. Can I purchase term in the meantime..?
..In other words, can I purchase term life insurance while awaiting confirmation of my universal policy – with the same insurance company (I know I will be approved for universal because of my good health). Please, informed answers only. [...]

Q&A: Which life insurance companies buy term life insurance?

Question by Robert M.:
Are there life insurance companies that buy term life insurance ?
I have a extra term life insurance policy on me and I am wanting to get out of debt and have money too. I have seen some commercials in the passed that buy Insurance policies from people for a part [...]

Guaranteed Term Life Insurance Policy – Are The Provisions Really Guaranteed?

Guaranteed term life insurance is one of those products that carry the word “guaranteed”. Fortunately, unlike some other products, ”guaranteed term life insurance” is a real product with real benefits. When a life insurance company says that certain values are guaranteed they certainly are…
A life insurance company depends a great deal on reputation and as a [...]

Term Life vs Whole Life insurance – Why Term Life Insurance Is Best If You’re Under 60

Despite what life insurance agents may have told you, the only type of insurance you will ever really need is term life insurance. It doesn’t matter if you’re living in the United Kingdom, the United States or India.  The whole business of life insurance is the same throughout the world.
But before we tell you the [...]

What’s the Use of Life Insurance Policies for Children?

Question by Yup*: What is the Purpose of Life Insurance Policies for Children?
I thought life insurance policies were for the remaining family members after a person’s death. For instance, the main worker in the family should get a life insurance policy to ensure their spouse and children have enough money if something were to happen.

Does Drinking Affect Life Insurance Rates?

When you apply for life insurance, no matter if it is a whole life insurance or term life insurance, you will be asked two questions related to alcohol consumption:
• How much alcohol do you drink and how regularly?
• Have you ever been convicted for a DUI charge?

What Is Guaranteed Renewability and Whole Life Insurance?

One important feature you need to make sure about your term life policy is that it must have a “guaranteed renewability” feature, which allows you to convert your term life insurance policy to a permanent policy without having to provide evidence of insurability.

The Top 3 Tips For Lowering Your Life Insurance Premium

Life insurance is one of those things that once purchased is forgotten about. It’s one of those things that once you have, you don’t think about it too much, which is one of the main reasons why most people are paying more than they really need and are probably not getting the best deal. [...]

Is It Possible For Diabetics To Get Affordable Life Insurance?

The simple answer to the question is yes, but it will require a little effort to find the best rate and you need to find a specialist.
Life insurance companies understand that many diabetics live active, healthy lives. Thus, getting a life insurance policy as a diabetic may not be as difficult as you might imagine. [...]


Powered by Yahoo! Answers