Archive for the 'Life Insurance' Category
These ratings are quoted from actual shoppers of term insurance policies.
Name of Term Life Insurance Company
ING ReliaStar Life Insurance Company
American General Life
Banner Life Insurance Company
Transamerica Life Insurance Company
West Coast Life Insurance Company
Lincoln National Life Insurance Company
ING ReliaStar Life of New York
Genworth Life and Annuity Insurance Company
Genworth Life Insurance Company Of NY*
Protective Life Insurance Company
* Known [...]
October 7th, 2010 | Posted in Life Insurance | 51 Comments
Question by James L:
I recently applied for universal life insurance. Can I purchase term in the meantime..?
..In other words, can I purchase term life insurance while awaiting confirmation of my universal policy – with the same insurance company (I know I will be approved for universal because of my good health). Please, informed answers only. [...]
October 7th, 2010 | Posted in Life Insurance | 35 Comments
Question by Robert M.:
Are there life insurance companies that buy term life insurance ?
I have a extra term life insurance policy on me and I am wanting to get out of debt and have money too. I have seen some commercials in the passed that buy Insurance policies from people for a part [...]
October 7th, 2010 | Posted in Life Insurance | 53 Comments
Guaranteed term life insurance is one of those products that carry the word “guaranteed”. Fortunately, unlike some other products, ”guaranteed term life insurance” is a real product with real benefits. When a life insurance company says that certain values are guaranteed they certainly are…
A life insurance company depends a great deal on reputation and as a [...]
September 17th, 2010 | Posted in Life Insurance | 23 Comments
Despite what life insurance agents may have told you, the only type of insurance you will ever really need is term life insurance. It doesn’t matter if you’re living in the United Kingdom, the United States or India. The whole business of life insurance is the same throughout the world.
But before we tell you the [...]
September 14th, 2010 | Posted in Life Insurance | 82 Comments
Question by Yup*: What is the Purpose of Life Insurance Policies for Children?
I thought life insurance policies were for the remaining family members after a person’s death. For instance, the main worker in the family should get a life insurance policy to ensure their spouse and children have enough money if something were to happen.
June 9th, 2010 | Posted in Life Insurance | 7 Comments
When you apply for life insurance, no matter if it is a whole life insurance or term life insurance, you will be asked two questions related to alcohol consumption:
• How much alcohol do you drink and how regularly?
• Have you ever been convicted for a DUI charge?
March 19th, 2010 | Posted in Life Insurance | 29 Comments
One important feature you need to make sure about your term life policy is that it must have a “guaranteed renewability” feature, which allows you to convert your term life insurance policy to a permanent policy without having to provide evidence of insurability.
March 19th, 2010 | Posted in Life Insurance | 56 Comments
Life insurance is one of those things that once purchased is forgotten about. It’s one of those things that once you have, you don’t think about it too much, which is one of the main reasons why most people are paying more than they really need and are probably not getting the best deal. [...]
March 19th, 2010 | Posted in Life Insurance | 15 Comments
The simple answer to the question is yes, but it will require a little effort to find the best rate and you need to find a specialist.
Life insurance companies understand that many diabetics live active, healthy lives. Thus, getting a life insurance policy as a diabetic may not be as difficult as you might imagine. [...]
March 19th, 2010 | Posted in Life Insurance | 64 Comments